Pay-at-Close is a payment option available through Porch Light Property Inspection that allows homebuyers to defer the cost of their inspection until closing. No payment is required at the time of service. The balance is collected through your title company or closing attorney as part of the normal closing process.
There is no fee to the buyer. No credit check. No impact on your credit score during the transaction.
Pay-at-Close is available on inspections of $700 or more. To use it, simply select Pay at Close in your client portal after booking, enter your closing date and title company information, and sign the built-in agreement. From there a third-party financing program manages coordination with the title company directly.
Pay at Close also adapts as your transaction evolves. If services change or a re-inspection is needed after negotiations, those updates are added to the final invoice and settled at closing alongside everything else.
In your client portal, choose Pay at Close as your payment method. Enter your closing date and title company information, and sign the built-in agreement.
3. Pay at Closing
Your inspection is completed and your report is delivered. Payment is collected through your title company at closing. No out of pocket cost at the time of service.